We welcome comments and will attempt to respond to them.

If you need personal investment advice, we are available on a fee basis to assist you.  Contact the editor at Richrd.Shaw@QVMgroup.com for to arrange a telephone conference about your needs.

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We would prefer that you use your real name as your username to make the dialog more real and personal, but that is not a requirement.

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To assure than your comments are accepted, please follow these simple guidelines:

• Make your comments relevant to the blog article
• If you disagree, that’s OK — dialog is good, but be civil
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Thank you for your interest in our articles and we look forward to have a dialog with you.

Richard Shaw
QVM Group LLC
Registered Investment Advisor